Billing & Insurance

If your injury is due to an automobile accident, we request that you provide us with any information that will assist us in getting your medical claims paid. If your services are due to and/or are payable by a third party, MOR reserves the right to treat the third party as the primary payor. This information may include:

• a copy of the police report
• a copy of your auto insurance
• medical insurance
• names and information on other parties involved

Payment for any services that we provide will ultimately be your responsibility if not paid promptly by another party.

If your injury is a result of another party’s negligence, we request that you provide us with any information that will assist us in obtaining reimbursement for the services rendered to you. If your services are due to and/or are payable by a third party, MOR reserves the right to treat the third party as the primary payor. This information may include:

• a copy of the accident report listing claim number and responsible party
• medical coverage and/or attorney information

Payment for any services that we provide will ultimately be your responsibility if not paid promptly by another party.

If your injury is due to an accident in your workplace, please be sure to contact your employer and inform them of your injury. We will need to receive authorization from your employer before we can process any of your medical claims. Please have your employer contact our Workers’ Compensation Department at 708-236-2607. Failure to properly report this injury to your employer may result in your claims being denied. Denied claims will be your responsibility.

At the time of service, you will be responsible for all fees that are not covered by your insurance, including co-pays, co-insurance, deductibles and non-covered services or items received. You will receive a statement from our office indicating what your insurance has paid. Any remaining balance is due upon receipt of that statement. For your convenience we accept cash, checks, credit cards (Visa, MasterCard and Discover), and money orders.

For POS and HMO insurance plans that Midwest Orthopaedics at Rush participates in, your insurance carrier requires that you obtain a referral from your Primary Care Physician (PCP) before receiving services. It is your responsibility to obtain the correct referral for those services.